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What You Need To Do Before Taking Student Loans

URGENT! - If you have a college bound high school senior considering taking out student loans to help pay for college - PLEASE READ!

Here are 2 Methods you can use to figure out how much to take in student loans. One is much more involved, but also more eye opening.

Calculate the impact of student loans to decide


Ask yourself how much debt you're comfortable with and see which tier you fall into:

Tier 1 - None - I’m not comfortable with debt.

Tier 2 - Some - Up to the amount I can borrow from the Government, about $27,000 for 4 years - I want to stick to the most flexible debt I can access. It will be a significant monthly payment, but I should be able to afford it if I have a good job and I’m willing to make some financial sacrifices.

Tier 3 - A lot - Up to the amount I expect to earn my first year out of college - I’m ok with a pretty large student loan payment for 10 years after school ends, and I’m ok with making substantial financial sacrifices to pay it off.

If you need more than that - you need another strategy!

Click on "Let's Talk" and Book A Call With Me


contact me at to talk about your specific situation and what other options you have.

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